Volume 18 - Number 8
April 18, 2014
ATR Hasn’t Changed Origination Strategies Much
Itís been a full three months since the Consumer Financial Protection Bureauís ability-to-repay final rule and qualified-mortgage definition have been implemented. So far, there have been no significant changes to origination strategies on the part of lenders, according to a Standard & Poorís survey of rated mortgage lenders. ďIn terms of projected regulatory impact on recent lending activity, 84 percent of 2013 mortgage production was QM compliant, with the remaining ...
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