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Volume 18 - Number 3

February 7, 2014

Lenders Faulted for Lack of Innovative Products

Mortgage products offered by lenders haven’t changed much since the 1930s and are in a primitive stage, according to Robert Shiller, an economist who helped develop the Case-Shiller home price index. In a new paper published by Yale University’s Cowles Foundation for research in economics, Shiller pushes for greater innovation in the mortgage industry. He is currently a professor at Yale and for years has advocated a product he developed, “continuous workout mortgages,” to no avail ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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