Volume 18 - Number 2
January 24, 2014
Opportunities Lean in Non-QM Lending
An entirely new mortgage market was formed on Jan. 10, 2014, but it remains to be seen who is in it, who will get in and what the sector will be made of. The landing of the ability-to-repay rule two weeks ago created two categories of qualified mortgages prime and nonprime plus a non-QM market. The new rule is going to limit the opportunities for lenders to move beyond the ultra-conservative standards of the past few years, but it wont prevent a gradual expansion of credit ...
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