Volume 18 - Number 2
January 24, 2014
Downloads Available: Agency Purchase-Mortgage Market in 2013
FHA Losing First-Time Homebuyer Market Share
The fee increases and stiffer mortgage-insurance requirements implemented on FHA mortgages in the past year have helped reduce the agencys share of originations to first-time homebuyers. First-time homebuyers have traditionally been heavily reliant on FHA financing and that continues to be the case, though the FHAs dominance has declined significantly in the past year. At the start of 2013, FHA mortgages were used in about one of every two home purchases by a first-time buyer ... [Includes one data chart]
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