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Volume 18 - Number 19

September 19, 2014

Concerns About Buybacks, Legal Woes Continue to Keep Credit Box Narrow

A tremendous amount of uncertainty is causing mortgage lenders to be more restrictive with credit than they otherwise might be – mostly stemming from conflicts with investors, increased regulation and the ambiguity from major legal settlements. “Lenders are running scared,” said Paulina McGrath, president of Republic State Mortgage, during a conference sponsored by the Bipartisan Policy Center this week in Washington, DC. “It’s not just the regulation that’s causing a dramatic increase in ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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