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Volume 18 - Number 10

May 16, 2014

LoanDepot Enters the Beleaguered Broker Channel

Even though the wholesale/broker channel is a shadow of its former self in terms of market share, that isn’t stopping LoanDepot of Irvine, CA, from sticking its toe in the water. In fact, the company acknowledged the problems the sector faces when it announced to the world two weeks ago that it was entering the space. “There is no segment in the mortgage industry facing greater challenges today than mortgage brokers,” said Jeff Walsh, president of LDWholesale, the unit LoanDepot ...

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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