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Volume 18 - Number 10

May 16, 2014

CFPB Concerned About Retirees With Mortgages

More elderly consumers are carrying mortgage debt into retirement, posing greater risk to their financial security, according to a new report from the Consumer Financial Protection Bureau. For an estimated 4.4 million retirees with mortgage debt, making mortgage payments on top of other monthly expenses can be a hardship, the CFPB observed. Consequently, they accrue less home equity than their peers did a decade ago. Less home equity means less accumulated net wealth for ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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