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Volume 16 - Number 26

January 4, 2013

Consumers Favor Mortgage Debt Protection

Most consumers have a favorable view of debt protection services for their mortgage and credit card debt obligations, despite the occasional news report of abuses in the sector, according to a new study from officials at the Federal Reserve, based on data from the Consumer Credit Industry Association. “Consumer attitudes among purchasers have not changed from the high levels of favorable views of users in the past,” said the study, which was authored by Thomas Durkin and Gregory Elliehausen...

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Poll

The yield on the benchmark 10-year Treasury fell to all-time low of 1.34% recently. How much better will originations be at your shop in the second half compared to 1H, if at all?

Better by 1% to 10%.
Better by 11% to 25%.
Off the charts better. Applications are great now.
Worse than 1H, but not by much.
A lot worse. But not sure on the damage.

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