Lenders leaned more heavily on their own internal production capacity during 2013, but third-party originations staged a modest rebound during the fourth quarter, according to a new ranking and analysis by Inside Mortgage Finance. Retail loan production -- including consumer direct, refinance business through the servicing unit and old-fashioned marketing through real estate agents and brokers -- accounted for 62.1 percent of total originations last year. That was the highest retail market share since Inside Mortgage Finance began estimating channel production figures back in 1994. The retail share of new production declined...[Includes five data charts]