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Volume 2014 - Number 8

February 27, 2014

Downloads Available: Originations by Production Channel - 2013

Downloads Available: Top Retail Originators and Third-Party Origination Channels - 2013

Downloads Available: Top Correspondent and Broker Channels - 2013

Downloads Available: Agency Seller/Issuer Activity by Channel - 4Q13

Retail Still Prevailed in 2013, But Lost Share To Correspondents as Refi Volume Slowed

Lenders leaned more heavily on their own internal production capacity during 2013, but third-party originations staged a modest rebound during the fourth quarter, according to a new ranking and analysis by Inside Mortgage Finance. Retail loan production -- including consumer direct, refinance business through the servicing unit and old-fashioned marketing through real estate agents and brokers -- accounted for 62.1 percent of total originations last year. That was the highest retail market share since Inside Mortgage Finance began estimating channel production figures back in 1994. The retail share of new production declined...[Includes five data charts]

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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