Volume 2014 - Number 38
October 9, 2014
Mortgage Underwriting Standards Have Eased Some In Recent Years, But Still Stiff Compared to the Boom
Mortgage underwriting standards are relaxing somewhat, according to a new analysis by Inside Mortgage Finance, particularly as production has shifted from a focus on refinances to purchase mortgages. However, underwriting standards are much more stringent than they were before the financial crisis, with few options available for nonprime borrowers. The average credit score on purchase mortgages included...
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