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Volume 2014 - Number 20

May 22, 2014

Downloads Available: Large Mortgage Servicer Delinquency Rates - 1Q14

Improved Loan Quality Helped Reduce Overall Delinquency Foreclosure Rates, Past-Due Loans Up for Subprime, VA

Mortgage delinquency rates on most single-family residential properties dropped in the first quarter of 2014 indicating better loan quality and improved market conditions. According to the latest Inside Mortgage Finance Large Servicer Delinquency Index, the overall delinquency rate was 6.60 percent as of the end of March, the lowest it has been since the readings started trending generally downward in the fourth quarter of 2012. The improvement in the first quarter was due...[Includes one data chart]

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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