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Volume 2014 - Number 1

January 9, 2014

FHFA, Via Fannie and Freddie, Readies New ‘Eligibility Standards’ for MI Firms; States Will See the Rules First

The Federal Housing Finance Agency – via Fannie Mae and Freddie Mac – is preparing new eligibility standards for mortgage-insurance firms and plans to show a first draft of the rules to state insurance regulators, Inside Mortgage Finance has learned. Private MIs may not get a peek at the rules until sometime in March. Also, insurance regulators may be required to sign a “non-disclosure” agreement with the FHFA or the government-sponsored enterprises regarding the content they see. Among other things, the eligibility standards will establish...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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