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Volume 2014 - Number 18

May 9, 2014

Freddie Mac Expands ‘Trailer Park’ Financing Under New Manufactured Housing Communities Program

Freddie Mac has announced a new multifamily housing program that will purchase and securitize “manufactured-housing community” (MHC) loans. The program will provide commercial financing to community owners who own the land on which the homes reside. Also known as “trailer park” communities, they provide an affordable housing option for many low-income individuals, especially in rural communities where affordable apartments are less prevalent, said David Brickman, executive vice president of Freddie Mac multifamily. While the program is aimed...

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.


Yes, by a lot.


Yes and, heck, we may even do non-QM lending.


No, not at all.


No and we may even tighten credit.