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Volume 2014 - Number 18

May 9, 2014

Freddie Mac Expands ‘Trailer Park’ Financing Under New Manufactured Housing Communities Program

Freddie Mac has announced a new multifamily housing program that will purchase and securitize “manufactured-housing community” (MHC) loans. The program will provide commercial financing to community owners who own the land on which the homes reside. Also known as “trailer park” communities, they provide an affordable housing option for many low-income individuals, especially in rural communities where affordable apartments are less prevalent, said David Brickman, executive vice president of Freddie Mac multifamily. While the program is aimed...

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This weekly covers the secondary mortgage market, including mortgage-backed securities and asset-backed securities.



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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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