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Volume 15 - Number 1

December 30, 2014

GSE Roundup

Bulletin 2014-23. Dec. 8. Freddie Mac announced servicing updates, including the requirement that servicers file and settle any property insurance claims with the applicable property insurer before submitting a recommendation to Freddie to charge off a mortgage. In addition, the bulletin requires servicers to send Freddie a copy of the fully executed modification agreement of home mortgages and second mortgages when the modification ... [Includes seven briefs]

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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