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Volume 14 - Number 4

February 21, 2014

Experts: HARP Legislation Unlikely But Expansion is Unnecessary

Despite continued calls by supporters, the Obama administration remains uninterested in expanding the Home Affordable Refinance Program administratively while existing HARP 3.0 legislation remains hopelessly stalled. Last week during a public appearance, Department of Housing and Urban Development Secretary Shaun Donovan made it clear that HUD will not push for an expansion of HARP.

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This biweekly covers the housing-related government-sponsored enterprises with experienced, expert analysis.



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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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