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Volume 14 - Number 12

June 13, 2014

Enterprise Endnotes

Cantor Loss Unlikely to Advance Hensarling, PATH Act Opportunity? House Republican Majority Leader Eric Cantor’s defeat this week by his GOP primary Tea Party challenger Dave Brat is already shaking up the House leadership with implications for key lawmakers affecting the GSE reform debate. Cantor, R-VA, will close out his term at the end of this year but has announced he will give up his post as House majority leader effective July 31. Republican leadership could hold elections to replace Cantor as early as next week. Cantor has endorsed Majority Whip Kevin McCarthy, R-CA, to succeed him as majority leader.

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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