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Home » Newsletters » Inside FHA/VA Lending

Inside FHA/VA Lending

December 12, 2025

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Download Files:

  • Top Government-Insured Lenders Channel Analysis: 9M25 (PDF)
  • Inside FHA/VA Lending, Full Issue, Dec. 12, 2025 (PDF)

Refis Push Ginnie Issuance Up in November

November issuance of Ginnie Mae single-family mortgage-backed securities increased as lower interest rates continued to drive refinance activity. (Includes two data tables.) Read More

Planet Home Sees Lenders Turning to Ginnie PIIT

Planet Home Lending activated the Ginnie Mae pools issued for immediate transfer program in the third quarter in response to mounting demand from its correspondent lender partners. Read More

FHA Floats Allowing CWCOT Providers Greater Ties to Servicers

FHA proposed loosening restrictions on auction platforms for claims without conveyance of title sales. Read More

HECM Lenders Call for Changes to Upfront Premiums

Industry groups recommended that FHA consider reverting the upfront mortgage insurance premiums on home equity conversion mortgages to the previous risk-based model. Read More

FHA Seeks Relief for Contractors With 203(k) Proposal

FHA proposed tweaking its limited 203(k) rehabilitation loan program to reduce financial burdens on contractors. Read More

Gen Z Veterans Drive VA Purchase Lending Up

Younger borrowers are behind much of the growth of VA purchase mortgages, according to an analysis by Veterans United. Read More

House Lawmakers Pick Up Effort to Raise Multifamily Loan Limits

Two new bills in the House aim to modernize FHA multifamily loan limits by more than quadrupling the current caps. Read More

Around the Industry

Progress on FHA, Ginnie nominee confirmations; USDA preps for delegated authority; FHA Connection MFA compliance extended; FHA expands HECM, HMBS comment period. Read More

Latest Imf News

  • Agency Jumbo Volume Holds Steady in Third Quarter

  • Housing Bill With Bipartisan Support Introduced in House

  • Fannie Mae’s MBS Holdings Increase Again in November

  • Trump Admin Reorients FSOC to Growth and De-Regulation

More Imf News

Featured Data

  • Non-Agency Jumbo Originations Slow in Third Quarter

  • Jumbo Servicing Volume Slightly Down in Third Quarter

  • Refis Lift Agency MBS to Three-Year High in November

  • Broker Channel Regains Some Share in Third Quarter

More Featured Data

Featured Reports

  • Lender Profiles 2Q25: Top 25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 2Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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