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Volume 7 - Number 3

January 31, 2014

FHA First-Time Homebuyer Market Share Slips

The FHA saw its share of the first-time homebuyer market drop slightly in 2013 because of higher fees and stringent mortgage insurance requirements, according to the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey. First-time homebuyers still comprise a solid chunk of FHA’s traditional base, but there has been some erosion in the past year, the survey of real estate agents found. The decline was due to changes implemented by the Department of Housing and Urban Development, which resulted in higher mortgage insurance premiums for FHA loans. The agency also ...

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With the spring homebuying season in full swing, what percentage of your March 2017 application volume has been for “purchase” loans?

75% or higher
50% to 74%
30% to 49%
Under 30%

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