Skip to content
  • Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Reverse Mortgages Reportable Under HMDA
Looking to read the full article? Register for free access to IMFnews content today!

Reverse Mortgages Reportable Under HMDA

August 15, 2014
Reverse mortgages would be included in Home Mortgage Disclosure Act reports under a proposed rule published recently by the Consumer Financial Protection Bureau. The proposed rule would expand the definition of a “covered loan” under HMDA to include reverse mortgages and home-equity lines of credit (HELOCs), which include reverse mortgages structured as open-end HELOCs. Currently, HMDA regulations do not require reporting of HELOCs, although lenders may do so if they choose. Currently, financial institutions only have to report information on a closed-end reverse mortgage if the transaction involves a home purchase, home improvement or refinancing. Among other things, the CFPB has proposed to require that all reverse mortgages and HELOCs be identified by loan type to distinguish them from other categories of ...
News Inside Mortgage Finance Inside Nonconforming Markets Inside Mortgage Trends Inside The GSEs Inside FHA/VA Lending Inside the CFPB Government-Insured Lending Mortgage Insurance Originations Servicing Originations Profitability Regulation Government-Insured Originations Programs & Policies FHA Enforcement Regulation Supervision & Examination HMDA
Purchase this article for $55.00
Subscribe To The Newsletter

Latest Imf News

  • FHA, VA Lending Down in First Quarter

  • Higher DTI Ratio Borrowers Still Performing Well

  • Non-QM Lenders Working to Keep Production Flowing

  • Lenders Seeing Success in VantageScore Pilot With GSEs

More Imf News

Featured Data

  • Ginnie Issuance Up Across the Board in April

  • GSE-Eligible Loans, Refis Fuel Prime Non-Agency MBS

  • Jumbo Correspondent Sellers Shift Strategies in 2025

  • CMBS Issuance Stumbles in 1Q as Agency Sags

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Lender Profiles 4Q25: Top 25 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Top Mortgage Players: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy/Terms
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
    • E-mail Newsletters
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2026 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing