Home-equity loan holdings by banks and thrifts have largely held steady in terms of performance while declining slightly in balance during the past year, according to the Inside Mortgage Finance Bank Mortgage Database. Banks and thrifts held $982.99 billion in home-equity lines of credit, HELOC commitments and closed-end second liens as of the end of the fourth quarter of 2014. The holdings declined by 0.8 percent compared with the previous quarter ... [Includes one data chart]