Volume 2014 - Number 7
March 28, 2014
Rating Services to Increase Lender Scrutiny
The Consumer Financial Protection Bureau’s ability-to-repay requirements and standards for qualified mortgages will prompt greater rating-service scrutiny of lenders that participate in the non-agency mortgage-backed security market. Fitch Ratings noted last week that its new criteria for non-agency MBS with mortgages that have loan applications that were received on or after Jan. 10 will require additional analysis, including an expanded review of underwriting processes ...
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