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Volume 2014 - Number 2

January 17, 2014

News Briefs

More than $85 million in peer-to-peer mortgages were originated in 2013 via National Family Mortgage, according to the firm. The company facilitates real-estate lending between family members. NFM said it is on pace for $150 million in originations this year. The firm said its originations can be more affordable than mortgages from traditional lenders. In addition to using NFM to facilitate a home purchase, some borrowers have refinanced from a traditional mortgage into a family-funded loan ... [Includes one brief]

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This biweekly is the leading source of news and data on non-agency residential mortgages.

 

Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results