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Volume 2014 - Number 13

June 20, 2014

Concerns Raised to CFPB About Non-QMs

While the Consumer Financial Protection Bureau has encouraged originations of loans that don’t meet standards for qualified mortgages, consumer advocates this week voiced skepticism about the products. At a meeting by the CFPB’s consumer advisory board, Gary Acosta, CEO of the National Association of Hispanic Real Estate Professionals, noted that most non-QM lenders appear to be focusing on jumbo borrowers. “Certainly that’s a gap,” he said of ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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