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December 30, 2014

Outlook for First Quarter 2015 Mortgage Profits: Stable

By Brandon Ivey

The share of lenders reporting a decreased profit margin outlook over the next three months appears to have remained relatively stable.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results