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December 22, 2014

Lenders Reverse Plans to Videotape ATR Compliance, Though One is Recording Audio

By Brandon Ivey

Lenders that have considered taping their interactions with borrowers said the recordings can help prevent “he said/she said” situations.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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