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December 15, 2014

GSE Seller/Servicer Buybacks Hit Post-Crash Low; Banks Over-Reserving?

By John Bancroft

As of September 30, banks and thrifts held $15.50 billion in repurchase reserves, most of it tied to Fannie/Freddie loans.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

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2 to 3 years. GSE reform is complicated.
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