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December 5, 2014

Issuance of Agency MBS Tumbled in November as Purchase Activity Slowed

By John Bancroft

All three agencies saw double-digit declines in new production, but Fannie Mae experienced the the biggest decline.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results