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November 20, 2014

3Q Product Mix Roundup: Home Equity Loans Had the Strongest Growth

By John Bancroft

Based on the run-rate of the first nine months, HEL production could top almost $67 billion in 2014, which would be the best year since 2009.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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