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November 19, 2014

Senate Banking Chair Urges Watt and Treasury to End GSE Conservatorships

By Paul Muolo

The two GSEs have been in conservatorship for six-plus years now, with no legislative solution to their future in sight.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%