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November 13, 2014

3Q Final: Private MIs Saw Huge Gain in Market Share as FHA Fell Behind

By John Bancroft

In fact, it was the highest quarterly volume in new flow business for the MI sector since the second quarter of 2008.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results