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November 10, 2014

MBA: FHFA Should Consider Alternative GSE Credit Score Models

By Charles Wisniowski

Fannie and Freddie have been exploring the adaptation of alternative credit scores for months, but have yet to take action.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results