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November 4, 2014

A Loosening of GSE Credit? Not in the Third Quarter of 2014

By John Bancroft

The biggest chunk of GSE business comes from mortgages with high credit scores and LTV ratios below 80 percent.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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