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October 23, 2014

CFPB Finalizes ‘Right to Cure’ Language for QM Loans

By Thomas Ressler

Any refunds paid by the originator must occur within 210 days after the loan is made.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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