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September 9, 2014

Mortgage Buybacks by Depositories Fall to Lowest Level Since 1Q 2008

By John Bancroft

Bank of America was once again the buyback king at the midway point in 2014.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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