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September 9, 2014

FHFA Chief Expands (Slightly) on Excluding ‘Captives’ from the FHLB System

By Paul Muolo

As reported by IMFnews, 18 current members are affected by the proposed ban on captives, seven of which are mortgage real estate investment trusts.

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

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Yes, by a lot.
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No and we may even tighten credit.

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