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August 21, 2014

Final Tally: Banks Posted Solid Gains in Mortgage Income During 2Q

By John Bancroft

The second-quarter rebound in mortgage profits was linked to an increase in new lending and loan sales.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%