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July 31, 2014

Short Takes: Matrix and Freedom Mortgage Come on Strong / Hope for Warehouse Banks? / Norcom Opens More Branches / About that Servicing Legislation… / Congress: We Can’t Live With Them, and We Can’t…

By Paul Muolo

One joke making the rounds in Washington this week: Congress is going on its August vacation. How will we know the difference?

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results