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July 31, 2014

MBA Pushing for Expansion of LO Testing to Bank Employees

By Brandon Ivey

The changes sought by the MBA would also allow mortgage loan officers at banks to more easily transition to working for nonbanks.

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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