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July 30, 2014

California Once Again Dominates GSE Business with a 21 Percent Share

By Charles Wisniowski

Texas was the second largest source of Fannie/Freddie business during the first half, accounting for 7.3 percent of the market.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%