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July 21, 2014

FHA Endorsements Rise for 620 to 679 FICO Scores

By George Brooks

The distribution of FHA borrower credit scores continued the migration seen in previous quarters, though at a slower pace in 1Q14.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results