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June 16, 2014

Short Takes: California Remains the Golden State of Mortgage Companies / A Ton of Loan Officers? / A Nation of Renters? / Confirmation Hearing for FHFA IG Nominee / Newcastle to Spin-off Unit

By Paul Muolo and

The number of mortgage companies in California rose 7.8 percent on a sequential basis. Nationwide, there are 392,896 federally registered mortgage loan officers…

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results