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June 6, 2014

What We're Hearing: Can Mel Watt Save the Mortgage Industry? / Finally, We Have G-Fee Parity! / Millennials Won’t Give Up Those Cell Phones to Save for a Mortgage / Hundreds of Lenders Have Already Closed Their Doors? / Hope for Nonprime?

By Paul Muolo

One last thought on Mel Watt, FHFA and expanding the credit box: Members of the GOP who were big boosters of the recently departed Ed DeMarco will probably read the g-fee comment notice and have a fit…

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results