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June 2, 2014

Just 13 Depositories Reported a Net Loss From Mortgage Banking in 1Q

By John Bancroft

The first quarter of 2014 marked the lowest point in mortgage banking income for depositories since the second quarter of 2011.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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