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June 2, 2014

Just 13 Depositories Reported a Net Loss From Mortgage Banking in 1Q

By John Bancroft

The first quarter of 2014 marked the lowest point in mortgage banking income for depositories since the second quarter of 2011.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results