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May 28, 2014

Short Takes: RBS Tosses its Mortgage Traders Overboard / India is Nice but Nationstar Likes the Philippines / Waiting for Godot and Mortgage Applications to Increase / The Biggest Lenders Suffer the Most / Sobering Earnings News From FDIC

By Paul Muolo

Despite the not-so-good news on applications, one warehouse lender suggested to IMFnews that larger lenders are suffering much more than smaller firms.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results