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May 28, 2014

Short Takes: RBS Tosses its Mortgage Traders Overboard / India is Nice but Nationstar Likes the Philippines / Waiting for Godot and Mortgage Applications to Increase / The Biggest Lenders Suffer the Most / Sobering Earnings News From FDIC

By Paul Muolo

Despite the not-so-good news on applications, one warehouse lender suggested to IMFnews that larger lenders are suffering much more than smaller firms.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results