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May 23, 2014

What We’re Hearing: Can the Mortgage Industry Survive on $1 Trillion a Year? / LenderLive Pondering a Sale? / Warehouse Usage Rates Hit Rock Bottom / High G-Fees Persist / Texas Mortgage Banker Leaves Company He Founded. Why?

By Paul Muolo

Here’s what the current state of mortgage banking boils down to: Can the industry survive on $1 trillion to $1.2 trillion in production a year through 2015?

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results