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May 20, 2014

The Bottom Line for Mortgage Lenders: Negative Production Margins in 1Q

By John Bancroft

The negative results on residential production mean more lenders are relying on servicing rights to carry them through the tough times.

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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