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May 19, 2014

Short Takes: MBA’s Stevens: Nothing to Fear but GSE Fear Itself / Another GSE Seeing Poor Results: the FHLB System / Bad News for FHA Critic Ed Pinto / The Reason for Declining Mortgage Originations / LenderLive Hires ex-CoreLogic Exec to Head Due Diligence

By Paul Muolo and

So, what’s the biggest impediment to mortgage volumes taking off this spring? According to a new poll from Inside Mortgage Finance, it’s a lack of housing inventory.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results