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May 15, 2014

Dead as a Door Nail: Johnson-Crapo Passes Committee. But it’s Dead. Really.

By Charles Wisniowski

Industry trade group officials and lobbyists anticipate that no meaningful progress will be made on housing and GSE reform legislation until 2017 after a new president and Congress are elected.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results