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May 7, 2014

QM, Points and Fees, Escrow in Play as Markup Begins

By Thomas Ressler

The most significant bill up for debate Wednesday is the Portfolio Lending and Mortgage Access Act, introduced by Rep. Andy Barr, R-KY, which would deem all loans held in portfolio to be qualified mortgages under the CFPB’s ability-to-repay rule.

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With the spring homebuying season in full swing, what percentage of your March 2017 application volume has been for “purchase” loans?

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