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May 7, 2014

Short Takes: The Strange Case of Richard Hornsby and Ed DeMarco / Quite a Quarter for Radian / Ostendorf on Clayton / Marc Savitt Returns and Promises to be a Pest to the CFPB / Mel Watt Focuses on Affordable Housing

By Paul Muolo and

Before joining the FHFA in late 2011, Hornsby spent 26 years at the Federal Reserve Bank of San Francisco, the last 10 under Janet Yellen, who is now the nationís central banker.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results